Visa Inc. Interview Question

The interview mainly focused on Java internals, system design basics and distributed systems. 1. Retry mechanism – disadvantages Explain problems with retries in distributed systems (duplicate requests, cascading failures, increased load, thundering herd, idempotency issues, etc.). 2. Design a cache system High-level cache design – eviction strategy, TTL, consistency, read-through / write-through, local vs distributed cache, failure handling. 3. What is Jitter? Why jitter is added to retry / backoff strategies and how it helps avoid retry storms. 4. System.arraycopy() How it works internally, performance benefits compared to manual copy, native implementation, and when to use it. 5. Types of Garbage Collection in Java Different GC algorithms (Serial, Parallel, CMS, G1, ZGC / Shenandoah) and when each is suitable. 6. Java Stream API – handling Map Operations on Map using streams – converting Map to stream, grouping, filtering, collecting to Map, handling duplicate keys in collectors. 7. Kafka acknowledgement configuration Explanation of acks=0, acks=1, acks=all and trade-offs between performance and durability. 8. SQL – find second highest salary Different approaches (subquery, DISTINCT, LIMIT/OFFSET, window functions like DENSE_RANK()). 9. HashMap internal working How HashMap works internally (hashing, buckets, collision handling, treeification) HashMap vs ConcurrentHashMap When and how HashMap resizes Effect of initial capacity and load factor

Interview Answer

Anonymous

Feb 3, 2026

Explained the concepts with real-world examples from my backend and distributed systems experience, discussed trade-offs, and clarified design decisions based on scalability, reliability and performance.