I explained to them that I had taken the time to review the history of the company on their websites and explained I know how they started out as mainly a WC insurance carrier and then moved into personal and commercial operations. I explained that I know that Liberty Mutual is a great company which is looking to change and keep expanding and I explained based on current investments and merges that it is one of the main reasons I was picking Liberty Mutual. I also discussed their financial ratings for handling reserves and paying out on exposures was solid.