This position requires deep knowledge of mortgage guidelines, strong independent judgment, and the ability to identify and resolve issues before they impact……
Create urgency in gathering relative data from clients, including but not limited to assets, debts, income, employment, etc. Encompass LOS experience is a Must.…
Ensure all files are audit-ready and adhere to federal and state regulatory requirements, including RESPA, TRID, and HMDA. $80,000 commensurate with experience.…
Consistent Communication – complete client milestone emails and follow up phone calls, Friday updates sent out before noon, Tuesday updates sent out before noon……
This role is ideal for a seasoned processor who takes ownership of the file, communicates confidently with all parties, and ensures loans move cleanly from Loan……
Your primary responsibility will be to oversee the loan process from origination to close. This role requires strong attention to detail and superb customer……
NMLS license or training is not required, but is desired. Act as a liaison between applicants, mortgage brokers, loan officers, real estate agents, and mortgage……
Ability to perform 10 key typing quickly and accurately for efficient data entry. Excellent basic math skills necessary for calculations related to income……
Liaise between the mortgage lending underwriting department, mortgage loan originators, real estate agents, and applicants to facilitate loan approval.…
Assure that all loan files, credit packages, and disclosure packages comply with company lending policies, as well as state and federal lending guidelines.…
This role involves gathering and verifying necessary documentation, addressing discrepancies, and ensuring loan applications meet the requirements for approval.…
Perform a thorough review and analysis of borrower’s credit, employment, income and assets as required by the loan program before submitting to underwriting.…
Current driver’s license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities.…
Knowledge of federal and state lending regulations and commitment to compliance. The processor will ensure that all necessary documentation is collected,……
Prepares and completes any other work as assigned to keep real estate loan department operating efficiently, including but not limited to transactions, payoff……
Perform a thorough review and analysis of borrower's credit, employment, income, and assets and supporting documentation as required by the loan program before……
Strong PC skills; must be able to complete data entry with exceptional accuracy. Order, review, analyze, verify, and ensure accuracy of (but not limited to)……
Knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements, and records, verification of……
Ensure adherence to all applicable federal and state regulations throughout the bankruptcy process. In-depth knowledge of federal and state mortgage regulations……
Comply with state and federal regulations, and the Bank Secrecy Act, including obtaining and notating the required documentation for the bank’s Customer……
The Consumer Loan Processor is responsible for the accurate and timely processing and disbursement of consumer loans, ensuring compliance with applicable state……
Order appraisals through the appraisal desk once application money has been received, title work, transcripts, homeowner’s insurance, flood certification, drive……
Perform general clerical and administrative support for the Mortgage Processing Department, including but not limited to: filing, copying, typing, managing……
Enters mortgage loan information into the Loan Origination System, including running credit reports and data entry into Desktop Underwriter, etc.…
Maintain strong knowledge of all federal, state and local laws, rules and regulations governing consumer lending to include NCUA Rules and Regulations, 701.21 b……
Bachelor's degree required; Finance, Real Estate, or related field preferred. This role is critical to keeping complex transactions moving from intake through……
Personal computer skills, calculator, fax, copier, telephone, computer printer, and the following software: Laser Pro, Decision Pro, MortgageBOT, Jack Henry……
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About the Role
Our client is a rapidly growing mortgage lending company. They are seeking a Senior Mortgage Processor to join their Operations team on a full-time basis.
This role is responsible for managing complex mortgage loan files from application through clear-to-close, ensuring accuracy, compliance, and on-time closings. The Senior Mortgage Processor serves as a key operational partner to loan officers, underwriters, and closing teams. This position requires deep knowledge of mortgage guidelines, strong independent judgment, and the ability to identify and resolve issues before they impact closing timelines proactively.
This is a full-time remote role with a base of $80,000 - $90,000/an.
Key Responsibilities
Manage a pipeline of Conventional, FHA, VA, and Jumbo loans from application through funding
Review applications and supporting documentation for accuracy, completeness, and guideline adherence
Issue and manage Loan Estimates, Closing Disclosures, and redisclosures in compliance with TRID requirements
Calculate and validate income, assets, credit, DTI, and LTV
Structure loans appropriately based on investor and agency guidelines
Submit complete files to underwriting and efficiently clear conditions
Identify and resolve documentation, compliance, or structural issues early in the process
Coordinate with Loan Officers, Underwriters, Closers, title companies, and third-party vendors
Monitor rate locks, appraisal timelines, and contract deadlines to ensure on-time closings
Serve as an escalation point for complex loan scenarios
Maintain accurate documentation and detailed loan notes within the LOS
Qualifications
8+ years of residential mortgage processing experience
Experience handling complex income scenarios, including self-employed borrowers
Strong knowledge of TRID, RESPA, agency guidelines, and investor overlays
Proven ability to independently manage a full pipeline
Proficiency in Loan Origination Systems (e.g., Encompass or similar)
Strong organizational skills and attention to detail
Excellent communication skills with borrowers and internal stakeholders
Ability to thrive in a fast-paced, deadline-driven environment
Benefits
Meaningful equity in the organization
Top-tier medical, vision & dental with support for dependents
401(k)
Flexible Time Off
Hardware Allowance: $2,000 to fix up your workspace
The minimum salary is $80K and the max salary is $90K.
$80K – $90K/yr (Employer provided)
$85K
/yr Median
United States
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