About Us

For more than 150 years, Erie and Niagara Insurance Association has been a policyholder-owned New York State regional insurance company. Providing property and casualty insurance coverage for more than 80,000 policyholders within the Western and Central New York areas. We continue to be voted a Best Place to Work in WNY by Buffalo's Business First year over year.

Position Overview

Erie and Niagara is seeking a full-time Underwriter for our Commercial Lines Department. This is a great opportunity to join an established WNY company with opportunities for advancement. Commercial Lines is one of the main contacts for agents in regard to existing policies and new business requests. Primary job function typically requires exercising independent judgment within scope of authority and departmental guidelines.

We offer a competitive benefits package including:

• Health, Dental and Vision insurance
• Life Insurance
• Short- and long-term disability insurance
• Supplemental benefit and insurance options
• 401k with up to 6% company match
• Pension
• Generous PTO
• Profit share and more!

Employees may be eligible for a hybrid telecommuting schedule upon successful completion of a training period.

Duties/Responsibilities:

· Builds a rapport with agency personnel offering friendly, courteous, and professional customer service

· Effectively answers agent’s written or telephone inquiries – responding promptly with proper follow-up documentation

· Performs underwriting activities within the scope of authority

• Reviews, approves, processes or refers endorsements
• Reviews, approves, processes or refers policy cancellation or reinstatement requests
• Reviews, approves, processes or refers policy quotations
• Renews, modifies, non-renews or refers policy renewals
• Requests renewal information and maintains diary on pending items to ensure all renewal notices and/or renewal policies are issued in a timely manner

· Approves backdated endorsements within assigned authority level

· Placement of reinsurance within assigned authority level

· Reviews and approves PML calculations and mapping for placement within assigned authority level

· Maintains diary on pending items in a timely manner

· Provides written communications to agents (i.e. declinations, modifications, and recommendations)

· Provides written communication to insureds (i.e. recommendations)

· Provides Rating support for underwriters

· Assists in the testing of department rating updates as assigned by the Commercial Specialist

· Assists in development, testing, and implementation of department rating and Form updates within assigned authority level

· Compiles results for management to review

· Assists in training departmental employees

· May participate and/or assist in onsite agency product training sessions

· May participate in work-related seminars – single day

· Performs other related duties as assigned by underwriting management

Qualifications:

· Associate’s degree is preferred

· Two years of insurance experience is required

· INS Designation is required

· Demonstrates efforts to pursue higher industry related education designations

· Ability to use initiative and sound judgement to make decisions within established underwriting guidelines

· Demonstrates broad knowledge of coverage for select lines of business written by the department

· Demonstrates knowledge of, or the ability to learn, insurance industry terminology and laws as it pertains to assigned area

· Demonstrates knowledge of, or the ability to learn, general policies and procedures for underwriting insurance risks

· Proficient computer skills in a windows-based environment

· Must work well both independently and in a team environment

· Demonstrates the ability to communicate effectively both orally and in written form

· Ability to set and meet deadlines as necessary

· Ability to work effectively in a fast-paced environment

· Able to manage multiple tasks and responsibilities daily

Pay range for this position is $56,500-$66.500 annually depending on experience and qualifications of the selected candidate. The expected salary range for this position is displayed in accordance with the New York State Pay Transparency Law.

Erie and Niagara is proud to be an equal opportunity employer.

Job Type: Full-time

Pay: $56,500.00 - $66,500.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible schedule
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Professional development assistance
• Retirement plan
• Vision insurance

Ability to Relocate:

• Williamsville, NY 14231: Relocate before starting work (Required)

Work Location: In person