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Caterpillar

All Caterpillar benefits

Health Insurance

Available to US-based employees

4.1

(219 Reviews)

Medical insurance, flexible spending accounts, and wellness services are available to eligible Caterpillar employees.

About Our Data

Updated May 22, 2026725 employees reported this benefit

Benefits reviews

141-150 of 219 Reviews

4.0

Jun 4, 2018

Anonymous Design Engineer

Cost is fairly low, lots of options. HSAs are available in addition to a traditional plan.

4.0

May 12, 2018

Anonymous employee

Not the cheapest insurance. Wife and husband MUST have separate plans Cannot be together in the same plan.

3.0

May 7, 2018

Anonymous Verification Team Leader

The cost of health insurance seem reasonable compared to other health insurance plans. However, when big medical costs are incurred, the patient may have to pay more than expected.

4.0

Mar 14, 2018

Anonymous General Manager

Dental is the weakest part

4.0

Feb 1, 2018

Anonymous employee

Medical benefits are reducing every year, and the premiums are going up.

3.0

Oct 3, 2017

Anonymous employee

Worse and worse over the years, Premium going up, spousal surcharge if you want them for spouse and they have insurance available through their own employer. Prescription benefits are getting worse also.

5.0

Sep 22, 2017

Anonymous Manufacturing Specialist

Blue Cross Blue Shield is a great carrier and is not priced too high given the current insurance market.

4.0

Sep 8, 2017

Anonymous Warehouse Associate

it was a good plan, but every year it would change, sometime big changes sometime small changes

5.0

Aug 28, 2017

Anonymous Senior Technology Consultant

great & flexible plans to choose from. Deductible are not very high and the max out of pockets is relatively affordable

4.0

Aug 22, 2017

Anonymous IT Analyst

It seems to change way to often. They recently made major changes that doubled the price of Blue Cross Blue Shield which forced me into a High Deductible plan.

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