Disability Insurance

Short Term Disablity (STD)
60% of weekly compensation to a maximum benefit of $1500 per week for up to 26 weeks. Two options on waiting period before coverage begins (7 day or 14 day).

Long Term Disablity (LTD)
50% or 60% of monthly benefits compensation to a maximum benefit of $15,000 per month for as long as you remain disabled, or generally until you reach your Social Security Normal Retirement Age, whichever is sooner. If your disability occurs at age 63 or above, there is a maximum benefit period in which you can get paid for LTD.