Health Insurance

It's expensive and high deductible.

Average at best - the plan offered no benefits over any other traditional company insurance plan.

continual decrementing of benefits over the years

Copays were good and got to keep original doctors

$3,000 annual deductible up front.

You can choose any plan that you want to get. Depending on the plans you don't have to pay for it the company will; other plans you do. It's very affordable regardless of what you choose to get.

It is expensive, high deductible, and high co-pay. Not much good about it at all. The only good thing about it is if you're relatively healthy, you can take advantage of a health care savings account and save for retirement.

deductable is a lot and hard to place your dependants on insurance due to the cost

Very expensive and is a HMO.