Health Insurance

Team environment super but management is bossy.

No premiums but getting worse over time

great insurance for you and family

Health Insurance Microsoft offers robust medical, dental, and vision coverage with multiple plan options: PPO and HDHP options: Flexibility to choose based on your needs Low out-of-pocket costs: Comprehensive coverage for preventive care, major medical services, and prescriptions The health insurance at Microsoft is very comprehensive, with strong coverage options and access to quality providers. It includes valuable wellness resources that extend beyond traditional medical care. Glassdoor Health Savings Account (HSA) For employees on HDHPs: For 2024, the HSA contribution limit is $8,300 for families and $4,150 for individuals, including Microsoft's contributions. Coldstream 2025 limits increase to $8,550 (family) and $4,300 (individual) Triple tax advantage: tax-deductible contributions, tax-free growth, and tax-free qualified withdrawals Flexible Spending Accounts (FSA) Up to $640 of unused funds can be carried forward to the next year, but any unused funds over this amount will be forfeited. Limited-purpose FSA available for those with HSAs

Lots of choice and flexibility.

Great options for remote workers

The copay and also deductibles are good.

great care options and comprehensive coverage

strong options across plans, regardless of location

Best is not paying for it. Honestly nothing is bad about it in my experience. I pay $15 for cavities.