Retirement Plan

401k is an option here

Standard/good nothing to complain here I feel set for the future and it’s easy to set up

The benefits are great, love the low co-pays.

You need a disposable income for retirement.. You don't get to make much of a disposable income here at ryder

Very basic plan with only a couple options

Not a bad plan, just have to make sure you are planning appropriately.

Retirement plan is a basic not a big difference

The 401K plan is the worst and needlessly complicated. There's a $35 annual "record keeping fee", it takes 7 days after deduction before your investment option is bought resulting in losing out on gains. It takes I believe an entire year before they start matching your contributions; which isn't even going to be vested fully for 5 years, and the match is only 50% of up to 6% of pay. It's 2 years before you're 25% vested. There's a company stock discount plan but you have to jump through a couple hoops for that and it takes a little while too.

401K retirement plan with employer matching you to a certain threshold.

There is option to put more in Retirment account from your own pocket.