Underwriter Interviews

Underwriter Interview Questions

"Insurance companies depend on underwriters to review insurance applications and determine whether they qualify for acceptance. Employers are looking to hire candidates with strong analytical and organizational skills and experience with computer software. In an interview context, expect to answer technical questions such as evaluating risk as well as behavioral questions that will assess your ability to work on a team and resolve difficult problems. To test your quantitative skills, an interviewer may through in a brain teaser."

Top Underwriter Interview Questions & How To Answer

Question 1

Question #1: When reviewing a claim, what factors could determine a higher risk level?

How to answer
How to answer: As an underwriter, you're responsible for ensuring that all claims, loans, and/or policies have a low level of risk to protect the interest of the individual or company issuing payment, funds, or coverage. When you answer this question, talk about the process you follow to assess the potential risk of each individual item you review. Include manual review processes and any AI- or computer-driven review processes.
Question 2

Question #2: Have you ever disagreed with another party involved in a claim or policy review?

How to answer
How to answer: Underwriters work with various individuals in the underwriting and review process, so they might disagree with one or more of those individuals. This question allows you to demonstrate your problem-solving and communication skills when you encounter conflict. As you answer, describe a specific situation with the STAR method: Situation, Action, Task, Result.
Question 3

Question #3: How do you manage multiple claims or requests?

How to answer
How to answer: An underwriter often works on multiple claims at once, so they need strong organizational and prioritization skills. In your answer to this question, you can outline any specific tools or processes you use when managing multiple requests, as well as how you manage deadlines and timelines. Since underwriters often have to submit their responses to requests within a certain timeline, it's important to have good time management skills.

4,404 underwriter interview questions shared by candidates

I was interviewed by six people - three from each dept - two depts. represented. After the shock of seeing six people facing me in the room, I learned a bit about each dept. Then they asked me which dept I would prefer to work in. It was a very unexpected & disturbing question! I need a job. I was afraid to say I chose one over the other. Suppose the one I did not prefer was considering hiring me? Would my honesty work against me? I avoided answering the question, I think.
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Underwriter

Interviewed at New York State Insurance Fund

3.4
Sep 18, 2013

I was interviewed by six people - three from each dept - two depts. represented. After the shock of seeing six people facing me in the room, I learned a bit about each dept. Then they asked me which dept I would prefer to work in. It was a very unexpected & disturbing question! I need a job. I was afraid to say I chose one over the other. Suppose the one I did not prefer was considering hiring me? Would my honesty work against me? I avoided answering the question, I think.

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