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Underwriter Interviews

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Underwriter Interview Questions

"Insurance companies depend on underwriters to review insurance applications and determine whether they qualify for acceptance. Employers are looking to hire candidates with strong analytical and organizational skills and experience with computer software. In an interview context, expect to answer technical questions such as evaluating risk as well as behavioral questions that will assess your ability to work on a team and resolve difficult problems. To test your quantitative skills, an interviewer may through in a brain teaser."

Top Underwriter Interview Questions & How To Answer

Question 1

Question #1: When reviewing a claim, what factors could determine a higher risk level?

How to answer
How to answer: As an underwriter, you're responsible for ensuring that all claims, loans, and/or policies have a low level of risk to protect the interest of the individual or company issuing payment, funds, or coverage. When you answer this question, talk about the process you follow to assess the potential risk of each individual item you review. Include manual review processes and any AI- or computer-driven review processes.
Question 2

Question #2: Have you ever disagreed with another party involved in a claim or policy review?

How to answer
How to answer: Underwriters work with various individuals in the underwriting and review process, so they might disagree with one or more of those individuals. This question allows you to demonstrate your problem-solving and communication skills when you encounter conflict. As you answer, describe a specific situation with the STAR method: Situation, Action, Task, Result.
Question 3

Question #3: How do you manage multiple claims or requests?

How to answer
How to answer: An underwriter often works on multiple claims at once, so they need strong organizational and prioritization skills. In your answer to this question, you can outline any specific tools or processes you use when managing multiple requests, as well as how you manage deadlines and timelines. Since underwriters often have to submit their responses to requests within a certain timeline, it's important to have good time management skills.

4,409 underwriter interview questions shared by candidates

There was not a specific question that was unexpected and or outside the norm that through me off. Outside of them being adamant about being able to manage sitting at a desk for a looooong time without bathroom breaks or water / coffee breaks, etc...
avatar

Underwriter

Interviewed at Opus Capital Markets Consultants

2.5★
Apr 1, 2014

There was not a specific question that was unexpected and or outside the norm that through me off. Outside of them being adamant about being able to manage sitting at a desk for a looooong time without bathroom breaks or water / coffee breaks, etc...

What are your pay expectations? Follow Up (1): Okay, the pay is actually between $40k - $50k. But you can earn more based on your performance. Follow Up (2): It's based on your performance and the loans that you underwrite, fees that are received in relation to those loans, etc. (a bunch of rambling but that's what I remember).
avatar

Underwriter

Interviewed at Torro

4★
Sep 19, 2022

What are your pay expectations? Follow Up (1): Okay, the pay is actually between $40k - $50k. But you can earn more based on your performance. Follow Up (2): It's based on your performance and the loans that you underwrite, fees that are received in relation to those loans, etc. (a bunch of rambling but that's what I remember).

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