Combined Insurance reviews

They recently moved to a 4-day in-office requirement, which isn't really "hybrid," especially since you do not get to choose which day you're working remote. Many of my colleagues had to commute several hours per day given the location. Combined likes to pretend they have "small-company values," but they are very much appeasing Chubb's standards. I can see that the employees with longer tenure are getting frustrated because Combined is not what it used to be. Work/life balance is not great.

There are quite a few challenges with this company. Training is extremely minimal, leaving you unprepared and expected to figure things out on your own. Communication from management is poor and often contradictory. What was explained during the interview and onboarding didn’t align with the actual expectations or experience once the role began. You're limited to quoting and accessing your email through an iPad, which is not ideal for productivity. I was told I’d be working with an office close to home but was assigned to one over an hour away. As an Agency Coordinator, I was assured I wouldn’t be responsible for selling. However, after seven weeks, only one agent was ever added to my team — and that only happened after I repeatedly followed up via email asking what was going on. I was told there would be consistent agent placements each month, but that has not been the case. To this day, I haven’t received any additional team members, and I don’t expect to unless I recruit them myself — which, from what I understand, isn’t even allowed. The role is commission-based, but the structure doesn’t support your success unless you’re selling heavily yourself. The commission rate is low, and the override on your team (if you even have one) is worse.