Pros
Worklife Balance. Pay is surprising for such a small bank. Free Products in a modern banking era where most competition are charging fees for basic services.
Cons
Turnover is ridiculous, having been in the banking industry for well over 10 years and working at several bigger banks I can truly say the turnover is the worst Ive ever seen. In my year and a half of employment with them I was the 2nd most senior employee in my division. At least a few times a week an email would go out updating us about employees having left the bank. For a bank with less than 300 employees you would expect them to have more of a retention focus. Benefits are EXTREMELY expensive. If you need family benefits be prepared and ask about cost. Training is also a problem, some banks have too much but F&M trust has VERY little training and most of it is informal. As an example my position in the bank required the standard week of company training and the rest was basically learn as you go. Senior management is some of the worst Ive ever seen with the exception of very few being good. Some leadership was promoted from within having exactly no experience in sales or management something that is a must in senior leadership roles.