I worked at IBC full-time for roughly seven months. I was excited when I first got the job because I knew banks are great about promoting from within so I saw a lot of opportunity and therefore was alright with only making 10/hr. After training I unfortunately was placed at the slowest branch in the San Antonio market. This can make it difficult to meet sales goals when the goals for my branch were the same as the branch with the most traffic in the market. In order to meet goals management encourages sales associates to visit local businesses to offer employees accounts. However, IBC does not compensate for gas instead, they say that the incentives that you will earn from making those sales will cover for gas. This is not the case; blitzing in the San Antonio market at best is responsible for an additional seven percent of account generation. Sales associates earn six dollars per sales point and typically one account generates two or three sales points. This means at my branch, during a good month when we get twenty new accounts and sales calls are responsible for seven percent of sales 1.4 of those 20 accounts will be from sales calls and you can make anywhere from 12-24$ in incentives off of that account and that is supposed to cover your gas money for the month. To sum things up IBC is cheap and doesn't treat their employees well. However, I will acknowledge that not everyone has that experience. Other branches with higher traffic I have heard are much better to work at however busy branches still have a problem with turnover. I also would like to address some other signs that IBC is a bad company; not only do they not pay their employees they don't pay their bills. For instance, my branch received a notice in the mail that they were sixty days past due on their security bill. That is a red flag, good companies don't do that to people. Another red flag is that they have several branches without a manager and it has been like that for years. They consistently tell their employees that they are going to move them up so they will want to stick around but they don't often promote. For instance, there is a sales associate that has been working at one of the slower branches for quite some time and she has been able to get the whole branch to perform they keep telling this individual that they get a promotion but this person has yet to be promoted. Also, the majority of the managers in the San Antonio market don't actually have the title of branch manager because that would come with a bigger salary. Instead they are senior sales supervisors who barely make more than sales associates.
