What benefits does Bread Financial provide?

The following list contains benefits that have been reported by current and former employees or have been verified by Bread Financial: Insurance, Health & Wellness, Financial & Retirement, Family & Parenting, Vacation & Time Off, Perks & Discounts, Professional Support

What are the most talked about benefits at Bread Financial

The most talked about benefits at Bread Financial include Health Insurance, 401K Plan, Vacation & Paid Time Off

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Bread Financial

Bread Financial pay & benefits

Bread Financial benefits

Q: What are people saying about Health Insurance at Bread Financial

They are saying, 'Health insurance covers pretty much everything and costs much less than AHA. I'm really impressed with what they offer. '

Q: What are people saying about 401K Plan at Bread Financial

They are saying, 'Can begin contributions immediately. Company matches up to 5% after 6 months and funds are vested 100% when given. '

Q: What are people saying about Vacation & Paid Time Off at Bread Financial

They are saying, 'One thing not mentioned here is that these are elected time off options. They also have an attendance policy that essentially serves as your sick time. Point system... 6 points ... And it is scaled to the attendance issue. For a call center it is pretty generous. Your pto supplements your hours missed. Again... Depending on the job you could have 20 days pro yearly!'

4.3

(295 Reviews)

Welcome to Bread Financial! We're so glad you are here!

Our associates matter and we're excited to share some benefit information that can help you be your best!

Review your healthcare options and choose what's best for you. You can also check out our Virtual Benefits Fair here to get additional details.

Reported benefits

Health Insurance

4.0

Employer verified76 Reviews

Dental Insurance

4.4

Employer verified13 Reviews

Flexible Spending Account (FSA)

4.0

Employer verified5 Reviews

Vision Insurance

3.7

Employer verified9 Reviews

Health Savings Account (HSA)

Employer verified4 Reviews

Supplemental Life Insurance

4.0

Employer verified4 Reviews

Disability Insurance

3.7

3 Reviews

Occupational Accident Insurance

3.0

Employer verified1 Reviews

Mental Health Care

5.0

Employer verified1 Reviews

Workers' Compensation

3.0

1 Reviews

Accidental Death & Dismemberment Insurance

4.0

Employer verified3 Reviews

401K Plan

4.4

Employer verified55 Reviews

Retirement Plan

4.5

Employer verified13 Reviews

Employee Stock Purchase Plan

4.1

Employer verified10 Reviews

Performance Bonus

4.3

Employer verified4 Reviews

Stock Options

3.0

Employer verified1 Reviews

Charitable Gift Matching

3.8

Employer verified4 Reviews

Maternity & Paternity Leave

3.7

26 Reviews

Fertility Assistance-★

Employer verifiedNo ratings

Dependent Care

4.0

Employer verified2 Reviews

Adoption Assistance

3.0

Employer verified1 Reviews

Childcare

3.0

Employer verified1 Reviews

Reduced or Flexible Hours

Employer verified6 Reviews

Vacation & Paid Time Off

4.3

Employer verified40 Reviews

Sick Leave

4.0

Employer verified2 Reviews

Paid Holidays

4.4

Employer verified14 Reviews

Military Leave-★

Employer verifiedNo ratings

Volunteer Time Off

4.0

Employer verified2 Reviews

Unpaid Extended Leave

Employer verified4 Reviews

Work From Home

4.4

Employer verified28 Reviews

Employee Discounts

4.1

Employer verified10 Reviews

Free Lunch or Snacks-★

Employer verifiedNo ratings

Employee Assistance Program

4.0

Employer verified5 Reviews

Gym Membership

4.0

Employer verified3 Reviews

Mobile Phone Discount

3.0

Employer verified1 Reviews

Company Social Events

Employer verified2 Reviews

Diversity Programs-★

Employer verifiedNo ratings

Job Training

4.0

Employer verified3 Reviews

Professional Development

4.0

Employer verified2 Reviews

Apprenticeship Program-★

Employer verifiedNo ratings

Tuition Assistance

4.0

Employer verified5 Reviews

Most talked about benefits

Health Insurance

76 total reviews

"Health insurance covers pretty much everything and costs much less than AHA. I'm really impressed with what they offer. "

posted by an anonymous user

401K Plan

55 total reviews

"Can begin contributions immediately. Company matches up to 5% after 6 months and funds are vested 100% when given. "

posted by an anonymous user

Vacation & Paid Time Off

40 total reviews

"One thing not mentioned here is that these are elected time off options. They also have an attendance policy that essentially serves as your sick time. Point system... 6 points ... And it is scaled to the attendance issue. For a call center it is pretty generous. Your pto supplements your hours missed. Again... Depending on the job you could have 20 days pro yearly!"

posted by an anonymous user

Benefits reviews

1-10 of 295 Reviews

4.0

May 27, 2026

4.0

May 24, 2026

4.0

May 8, 2026

5.0

Mar 17, 2026

Anonymous Risk Advisor

4.0

Jan 26, 2026

4.0

Jan 14, 2026

5.0

Jan 8, 2026

Anonymous Recovery

5.0

Jan 4, 2026

Anonymous employee

4.0

Dec 9, 2025

4.0

Nov 25, 2025

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Bread Financial

Bread Financial benefits

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Most talked about benefits

Benefits reviews

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