Health Insurance

Very reasonable monthly co-pay for top notch insurance.

Not that it's totally their fault, but it went up every year, and not by a little.

It has degraded over the years to high deductible plan with health savings account. It may be slightly better than Obamacare, but not much. Expect to take increasing amounts away from your 401K to fund this HSA account as the deductibles increase and company contribution decreases

Frequently changing insurance providers requiring new cards, process, doctors, etc

it is in par with market practice

the insurance has just changed from a PPO to an HSA plan so depending on which one you prefer the HSA couls be considered a con.

High deductible plan of $5,000.

really good package available here

Premiums have doubled since I started 4 years ago. In the same time, the coverage amounts have dropped significantly. For example, the total cost of pregnancy and childbirth in 2012 was under $500. In 2015 it was over $5000.