Health Insurance

Cost with no real benefits

I like Kaiser and they listed Kaiser as one of their providers.

High deductible. Little more than an HSA.

The benefit is still good, but the amount covered has decreased in recent years.

The problem is with the insurance industry. The company paid well for the benefits but there can't always be one plan no matter how well you try to pick. The variety offered by SAIC was diverse and competitive in the industry for the area. Maybe better.

premiums are too high for employee plus spouse

Good insurance coverage, option to have PPO or the basic.

Best: variety of coverage and uses Carefirst Worst: pay every visit out of pocket until the high deductible of thousands has been reached. Then partial coverage thereafter.

You get a $4 an hour stipend for health insurance. If you opt-in SAIC will take all of this money and depending on the coverage you choose may have to pay more out of your base pay. Better price and coverage options in the marketplace.