Health Insurance

Average health insurance but with high deductibles. Other than that it is average.

Generous contributions to HSA accounts for HDHP.

Standard high deductible plans. No premium plans.

Several plans to choose from. Company pays into an HSA account for employees.

High premium for high deductible plan, cigna won't pay a cent until you hit the deductible amount- which is $2700 for one of the two plans offered. after that cigna pays 90% and insured pays 10% until you hit total of $7K/year. So for significant event your out of pocket maximum per year is $7k and for non significant event, Cigna does nothing until you have paid your deductible plant.

Extremely Poor - Covers very little with many restrictions... you end up paying a ton out of pocket until you reach a very very high "out of pocket maximum."

Cigna is a good company and easy to work with. High deductible and many costs passed to the employee.

high cost for high deductable plans only, not other options. The lack of options was a dissapointment. Other, small companies in the same industry offer much better options at a lower cost.

Seagate use Cigna - which is pretty good - WAY better than Blue Cross Blue Shield, whose default action to every claim was to decline it - even when the coverage clearly was in place...