Recruiter contacted me about an "opportunity". After a brief discussion I was asked to take a Career Assessment test which I was told would measure my sales ability. I took the test and was contacted back right away to come in for a interview. I asked if this were a commission job and was told no. The first interview was mostly a meet and greet, I was asked back for a second interview, they scheduled it during my first interview which is not how interviews usually go which made me a bit leery.
On the second interview I was told I needed to start contacting friends and family to see if they would buy from me if I went into this business. At this point I asked how I would be paid and was told "performance based" and "support money" that they "gave me" after I hit certain sales levels so they spin it into a nicer way to say commission and bonus.
I couldn't actually get any details about compensation until the last interview. It was explained to me then that Prudential would always hold back some of my money as collateral against me in case someone canceled something they bought from me. I was told no matter how long i work there Prudential would always have a minimum of $3600 of my money in a special draw account that I could never receive in full and paid me no interest while it sat there. If i ever quit, this money would not be released to me for 14 weeks.
I was told I could make money other ways like bringing other people in to work there. The more i heard, the more I realized this was like a legal pyramid scheme and declined the offer.