Health Insurance

Years ago, it was 100% coverage with no premiums, no copays, nothing out of pocket, ever. These days, it's a high deductible plan, but Microsoft makes a sizeable HSA contribution to offset the deductible. If you're young and healthy, you can actually make money by spending less than the HSA contribution, but if you have a sizeable expense or a chronic condition, you can end up owing a couple grand out of pocket. Still, you pay no premiums, and the coverage is excellent. More than anything, it's a hassle compared to the no-questions-asked plan from the old days.

a bit confusing to manage. seems like a good deal for my family.

Coverage for health insurance is really good.

Costly for a family of 4.

Great Health Insurance Plan for Individual or Family. Low deductible, large selection of providers and options and vast array of Health benefits included. Great plan!

Health insurance benefits are automated requiring the employee to focus on other matters instead of handholding claims through the filing process.

They're really pushing the HSA now which is nowhere near as good as the Cadillac plan we used to have.

The plan I selected was covered 100%

fairly good coverage though the deductible has gotten to be much higher than previously

After paying only $1000 in a year, the rest is covered at 100% in the high deductible HSA program.